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Home Insurance

Insurance for all kinds of homes


Your home is the center of your daily life and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Kansas Insurance can help you find the homeowner’s insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service, and fair pricing.


Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind, as well as the money you need to repair or replace your home and/or belongings. Contact us for more information today!


What you need to know about homeowners insurance

Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.


Homeowners’ policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it’s a comprehensive policy that covers losses such as fire, hail, smoke, falling objects, vandalism, and theft of personal property, or whether it’s a policy that covers only specified losses.


a wooden sign on a table that says `` home sweet home '' .

Kansas Insurance will help you find the right insurance for your home

Kansas Insurance will work with you to find a property insurance policy. We specialize in making it easy to choose the insurance coverage that gives you the best value for the best price.


Your home insurance policy is most often made up of the specific options you choose, so how much you’ll pay for your policy depends on:

  • What you select. Oftentimes homeowners insurance options are priced individually, so how much you’ll pay for your policy depends on what coverage you buy.
  • How much do you want to cover? Higher deductibles usually lower your premium price by shifting part of the loss payment to you. For example, if you had a $1,000 deductible, you would be responsible for paying the first $1,000 of the covered loss.
  • Where you set your limits. You may choose to set higher limits than the recommended amount if appropriate to your situation and needs.
  • Worried you aren’t completely covered? Consider an umbrella insurance policy that extends your coverage.


HOME INSURANCE QUOTE FORMS CONTACT AN AGENT

Why Homeowners Insurance?

Accidents can happen at any time. Having the right homeowners insurance can protect your home and everything in it, as well as keep your property covered from damages and accidents.


While standard Home Insurance can cover anything from fire and weather damage to injuries and theft, not all damages and accidents may be insured under a standard policy. That’s why it’s important to talk to an insurance specialist at Kansas Insurance about specific coverage options that are applicable to your individual needs.


Don’t go another day without proper homeowners insurance. Keep your memories protected with the right policy from Kansas Insurance.


Kansas Insurance provides Home Insurance for residents living in and around:

  • Lawrence, Kansas
  • Oskaloosa, Kansas
  • Perry, Kansas
  • Tonganoxie, Kansas
  • Topeka, Kansas
  • Council Grove, Kansas
  • Colby, Kansas


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